Offered with no onward chain is this spacious top floor
apartment, close to the A127 and walking distance to Laindon Station. Suitable for both a first time buyer and an
investor, this two double bedroom home benefits from allocated parking together
with plenty of visitor spaces.
Internally, a large living room, with dual aspect windows,
offers a versatile space for including a dining table, lounge furniture and, if
needed, room for a home office desk. The separate fitted kitchen (with space
for washing machine and fridge/freezer) is located next to the three piece
shower room. Both double bedrooms are of a good size. The positives of being on
the top floor are good security, no footsteps above and access to the loft for
extra storage.
This flat is in an ideal location if you need to get to the
A127 or to Laindon Mainline Station with its links to Fenchurch Street.
Secure communal entrance door with intercom. Communal areas newly
carpeted. Electric heating and hot water.
PROPERTY DETAILS
Entrance Hallway
Lounge/Dining Room: 23' 0 x 11' 11 (7.00m x 3.62m)
Kitchen: 8' 9 x 5' 8 (2.67m x 1.72m)
Bedroom 1: 10' 10 x 9' 10 (3.30m x 2.99m
Bedroom 2: 10' 10 x 8' 2 (3.30m x 2.50m)
Shower Room: 6’ 9 x 5’ 7 (2.05m x 1.71m)
Allocated Parking Space plus Visitor Spaces
EPC: 67 (D) – Potential 76 (C)
Council Tax Band: B
Tenure : Leasehold
Council Tax Band : B
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Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £125k | 0 | ||
| £125k to £250k | 2 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £125k | 3 | ||
| £125k to £250k | 5 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £300k | 0(2/5)* | ||
| £300k to £500k | 5 | ||
| £500k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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